California Association of Realtors

          Housing Affordability Fund

         Mortgage Protection Program     

EXTENDED INTO 2010!
Due to the popularity of this program, the qualifying period has been extended to December 31, 2010 or when allocated funds have depleted, whichever occurs first.

On April 2, 2009 the Housing Affordability Fund launched a new program designed to provide peace of mind to first-time buyers who are hesitant to enter the housing market due to concerns about potential job loss, and subsequently being unable to meet their monthly mortgage obligations. Qualifying buyers can receive up to $1,500 a month for up to six months in the event of job loss, a qualified co-buyer can also receive a $750 benefit for up to six months to help pay the mortgage.

Funding for this program was made possible by the generous contributions of REALTORS® and supporters of the Housing Affordability Fund. Contributions to the Housing Affordability Fund are tax-deductible.  

• TO QUALIFY FOR THE MORTGAGE PROTECTION PROGRAM APPLICANTS MUST:
   
  
  Be a first-time home buyer – someone who has not owned property in the last three years  (includes co-buyer).
   
  Open escrow April 2, 2009, or later, and close on or before December 31, 2010  (purchase agreement cannot be dated before April 2, 2009)         

   
  Use a California REALTOR® in the transaction (fee for referral does not qualify)
       
  Purchase the property in California
       
  Be a W-2 employee (cannot be self-employed)

               For Additional Information

            For additional information on this very valuable program,
                                contact me at 707-407-5150 or 
                             by email at DanPhillips@95531.Net

            Dan Edward Phillips, Realtor and Broker/Owner
            California Real Estate Brokers Licensee 01326283
            Colorado Real Estate Employing Brokers Licensee 40045623 
        

 
   TO SEARCH THE
       HUMBOLDT COUNTY
               MLS
      "CLICK BELOW"

WWW.955MLS.Com
  
   The link will take 
   you there without
     registration or
   signing a "Guest
     Book" and no
  Pop Ups!    ENJOY!

    And call or email 
  with any questions!

  Dan Edward Phillips
   Realtor and Broker

         Direct Line
       707-407-5150

          Email Dan

     DanPhillips@95531.Net

 















  TO SEARCH THE
      HUMBOLDT COUNTY
                 MLS
   "CLICK BELOW"

WWW.955MLS.Com
    
     The link will take 
    you there without
       registration or
     signing a "Guest
       Book" and no
   "Pop Ups"!   ENJOY!

   And call or email 
with any questions!

   Dan Edward Phillips
    Realtor and Broker

          Direct Line
        707-407-5150

               Email
DanPhillips@95531.Net

I can show you any
home listed on the
Multiple Listing
Service!  Call or email
me for a complete list
of all available
properties that may
appeal to you! 

  










   
 

   TO SEARCH THE
       HUMBOLDT COUNTY
               MLS
      "CLICK BELOW"

WWW.955MLS.Com

       The link will take 
   you there without
     registration or
   signing a "Guest
     Book" and no
  Pop Ups!    ENJOY!

    And call or email 
  with any questions!

Dan Edward Phillips

 Realtor and Broker

        California
             and
        Colorado

       Direct Line
     707-407-5150

       Email Dan
DanPhillips@95531.Net




 

 Real Estate Signs?

Real Estate Sign's
attract Buyers!  And
Good Real Estate
Sign's attract More
and Better Qualified
Buyers!

Sign's do "make a
difference"!  For
buyers looking FOR
your home, they
identify the location of
your home.  They also
attract potential buyers
to your home!

What kind of sign is on
your property, is it
easy to identify? 
Buyer's do "drive thru"
neighborhoods they
want to live in!

   TO SEARCH THE
     HUMBOLDT COUNTY
               MLS
      "CLICK BELOW"

WWW.955MLS.Com
  
   The link will take 
   you there without
     registration or
   signing a "Guest
     Book" and no
  Pop Ups!    ENJOY!

    And call or email 
  with any questions!

 Dan Edward Phillips
  Realtor and Broker
    In California
           and
              Colorado

        Direct Line
      707-407-5150

       Email Dan
DanPhillips@95531.Net 

 
   The leader in Real
  Estate virtual tours!
 
"Click On" the link below
   for samples of virtual
                tours!
http://www.realtourvision.
com/tourdemos.php

A virtual tour is easy to
add to your MLS listing
and to Realtor.Com and
other syndicated web 
sites.  Virtual tours may
be shot inside as well as
outside to display your
home in the best light!

There is no cost to the
seller for a virtual tour
and most homes
accomidate the use of 
one in it's promotion.

Call me at 707-407-5150
to review your home to
see if it will accomidate
an RTV virtual tour in
the marketing of your
home. 



   TO SEARCH THE
      HUMBOLDT COUNTY
               MLS
   "CLICK BELOW"

WWW.955MLS.Com
    
   The link will take 
   you there without
     registration or
   signing a "Guest
     Book" and no
  Pop Ups!    ENJOY!

    And call or email 
  with any questions!    


Dan Edward Phillips
 Realtor and Broker

        Direct Line
      707-407-5150

        Email Dan
DanPhillips@95531.Net

    

 


 

SYNDICATION 

 Real Estate listings are
normally placed on the
MLS and Realtor.Com.

Syndication is the
linking of listings to
additional websites that
also promote Real Estate
listings.  There aremany
out there!  It is all right
to ask an agent where
your listing will be
syndicated to. 

The more reputable web
sites your listing is on,
the better chance there
is of attracting a qualified
buyer!  Buyers DO
search the web!

In my pocket is a l
aminated card with all
the web sites that I
syndicate to.  When
asked, the card is
provided for review! 
And it is all right
to go check the sites
to see if the information
is accurate!